---

Skip to main content Menu How it works Lost or stolen phone Help About Bip Check my eligibility

Cardless credit you control.

Bip. Digital credit with no hidden fees. Check your eligibility without impacting your credit rating.

Check my eligibility

Representative (variable). Starting credit limit from £250 to £1,200.

Summary box

Don't forget: Failure to make payments on time or to stay within your credit limit may make obtaining credit in the future more expensive and difficult.

See what our customers are saying

Trustpilot

Quick and simple setup

Check you are eligible with no impact on your credit score. If it's looking good, download the app, apply and add Bip to your Apple Pay or Google Pay and you're good to go.

Tap. Cap.
Control.

Spend safely and securely using your phone, just like a credit card - whether online, in-store or in-app. Set yourself spending caps and get instant balance updates. With no card, there's less hanging around.

No fees.
No fees.
No fees.
No fees.
No fees.
No fees.
No fees.

 

No hidden fees.

Just one interest rate.

That's it. No annual charges, no late payment or overlimit fees, and nothing extra for using it abroad. Zilch.

Decide how credit works for you.

With features like boosted payments, spending caps and instant balance updates available via an app, managing your credit has never been easier.

Learn more

See if you're eligible for Bip.

With no impact to your credit rating.

Check my eligibility

Representative (variable). Starting credit limit from £250 to £1,200.

Summary box

Credit available only to UK residents aged 18 and over. Subject to status. Terms apply.
The APR and credit limit applicable to your account will depend on our assessment of your application.

Available on

Credit is provided by NewDay Ltd. NewDay Ltd and NewDay Cards Ltd are companies registered in England and Wales with registered numbers 7297722 and 4134880 respectively. They form part of the NewDay group of companies. The registered office for these companies is 7 Handyside Street, London, N1C 4DA. NewDay Ltd and NewDay Cards Ltd are authorised and regulated by the Financial Conduct Authority (FCA) with numbers 690292 and 682417 respectively. NewDay Ltd is also authorised by the FCA under the Payment Services Regulations 2017 (ref no: 555318) for the provision of payment services. Bip is a trademark of NewDay Cards Ltd, which is used under licence by NewDay Ltd.

Find us on social

(Opens in new tab or window) (Opens in new tab or window) About Bip Contact us Cookie Policy (Opens in new tab or window) Privacy Policy (Opens in new tab or window) Help & Support

© NewDay Ltd. 2024